Loyalty Points Value Calculator
See what your Tesco Clubcard, Nectar or Boots Advantage Card points are actually worth in cash — at base and boosted redemption rates — and compare schemes side by side.
Estimate only. Loyalty scheme rates, partner offers and promotions change regularly — figures here are illustrative estimates, not a guarantee of the value you'll get. Check the scheme's current terms before redeeming.
2,000 pts · 1.0% effective % back
| Scheme | Points | Base value | Boosted value |
|---|---|---|---|
| Tesco Clubcard | 2,000 | £20 | £40 |
| Nectar | 2,000 | £10 | £10 |
| Boots Advantage Card | 2,000 | £60 | £60 |
Things to weigh up
- For Tesco Clubcard specifically, 'Clubcard Prices' — the lower shelf price members see in-store — are usually a far bigger saving than the points themselves, which are worth only around 1p each at base value.
- Don't buy things purely to earn points — the points are typically worth 0.5–3% of what you spend, so any extra unplanned purchase almost always costs more than the points are worth.
- Boosted redemptions (Clubcard Reward Partners, bonus-point promotions) can roughly double the value of your points — but only for specific partners or during specific windows, so check before you redeem.
- If you shop across several retailers, points value alone rarely decides where to shop — compare it alongside the underlying prices, not instead of them.
How points are valued
Each scheme earns a set number of points per £1 spent, and each point has a base cash value when redeemed — for Tesco Clubcard that's roughly 1 point per £1 worth 1p at base value (1% back), for Nectar it's 1 point per £1 worth 0.5p (0.5% back), and Boots Advantage Card works out at roughly 3% back on qualifying spend, though that's more promo-driven than the others. Multiply your annual spend by the scheme's rate to get your annual points, then by the value per point to get the cash value. Boosted redemption modes — vouchers via partner retailers, or time-limited bonus-point events — can multiply that value, most notably for Clubcard Reward Partners.