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Statutory Maternity Pay (SMP) Calculator

See your Statutory Maternity Pay over the full 39 paid weeks — 90% of your average weekly earnings for the first 6 weeks, then the lower of the standard rate or 90% AWE for the remaining 33 weeks. Includes a dated week-by-week schedule, employer top-up and take-home pay.

Estimate only. Statutory rates shown for your selected tax year — estimate, verify with gov.uk.

You qualify for SMP

Your average weekly earnings are at or above the Lower Earnings Limit (£129.00).

Total SMP (39 weeks)
£9,112.56
39 weeks paid
Pay by phase
WeeksWeekly ratePhase total
First 6 weeks (90% of AWE)£450.00£2,700.00
Next 33 weeks (lower of standard rate or 90% AWE)£194.32£6,412.56
Weeks 40-52 (unpaid)£0.00£0.00
Total SMP (39 weeks)£9,112.56
Standard-rate week, annualised
£194.32

What your weeks 7-39 SMP rate would work out to if paid all year — useful for comparing against your normal salary.

Week-by-week schedule

Add a leave start date above to see calendar dates for every week.

WeekPhasePay
190% AWE£450.00
290% AWE£450.00
390% AWE£450.00
490% AWE£450.00
590% AWE£450.00
690% AWE£450.00
7Standard rate£194.32
8Standard rate£194.32
9Standard rate£194.32
10Standard rate£194.32
11Standard rate£194.32
12Standard rate£194.32
13Standard rate£194.32
14Standard rate£194.32
15Standard rate£194.32
16Standard rate£194.32
17Standard rate£194.32
18Standard rate£194.32
19Standard rate£194.32
20Standard rate£194.32
21Standard rate£194.32
22Standard rate£194.32
23Standard rate£194.32
24Standard rate£194.32
25Standard rate£194.32
26Standard rate£194.32
27Standard rate£194.32
28Standard rate£194.32
29Standard rate£194.32
30Standard rate£194.32
31Standard rate£194.32
32Standard rate£194.32
33Standard rate£194.32
34Standard rate£194.32
35Standard rate£194.32
36Standard rate£194.32
37Standard rate£194.32
38Standard rate£194.32
39Standard rate£194.32
40Unpaid£0.00
41Unpaid£0.00
42Unpaid£0.00
43Unpaid£0.00
44Unpaid£0.00
45Unpaid£0.00
46Unpaid£0.00
47Unpaid£0.00
48Unpaid£0.00
49Unpaid£0.00
50Unpaid£0.00
51Unpaid£0.00
52Unpaid£0.00

SMP is paid for 39 of your up-to-52-week maternity leave — the remaining weeks of leave are unpaid unless your employer offers enhanced maternity pay.

How Statutory Maternity Pay works

If you're eligible, SMP is paid for up to 39 weeks of your maternity leave. For the first 6 weeks you get 90% of your average weekly earnings (AWE), with no upper cap. For the remaining 33 weeks you get whichever is lower: the standard weekly rate or 90% of your AWE — so if you're a lower earner, you may get 90% of AWE for the whole 39 weeks rather than the standard rate. Maternity leave itself can last up to 52 weeks, but only the first 39 are paid under SMP; many employers offer enhanced (contractual) maternity pay on top.