Skip to main content

Student Budget Calculator

Is your loan actually enough to live on? Compare your weekly income, maintenance loan, family help and any part-time job, against typical weekly outgoings to see your real surplus or shortfall.

Estimate only. This is a general budgeting guide, not financial advice. Figures are illustrative estimates based on the amounts you enter, everyone's loan, living costs and location vary.

Add your income and outgoings

Enter your weekly income and outgoings to see your surplus or shortfall.

How this is worked out

Your three income figures (maintenance loan, family contribution and part-time job earnings) are each entered as a lump sum, added together and divided by the number of weeks that money needs to stretch across, giving a weekly income. Your eight outgoing categories are added up to a weekly outgoings total. The difference is your weekly surplus or shortfall, shown as a monthly equivalent and projected across a typical 30-week teaching term so you can see the real scale of a small weekly gap.