Coffee Cost Calculator
See what your daily bought-coffee habit really costs, weekly, monthly and per year, and what switching to home-brew or investing the saving could be worth. A £3.35 weekday coffee alone adds up to about £871 a year.
Estimate only. This calculator gives estimates for information only, not financial advice. The invested-instead projection is illustrative, investment growth isn't guaranteed and actual returns will vary.
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Your weekly, monthly and annual cost appear here as you type.
Why a coffee habit costs more than it feels like
A single bought coffee doesn't feel expensive in the moment, but multiplied across a working week and a full year, small daily spending adds up fast, this is sometimes called the "latte factor". At the UK average price of £3.35, one weekday coffee comes to roughly £871 a year; two a day, five days a week, is nearer £1,742. Switching to home-brew, or investing the difference instead, can turn that everyday spend into a meaningful long-term saving.