Christmas Budget Calculator
Gifts, food, decorations, travel and nights out all add up before you notice. Total this year's Christmas cost, then see exactly how much to set aside each month to cover it without reaching for the credit card.
Estimate only. This is a general budgeting guide, not financial advice. Figures are illustrative estimates based on the amounts you enter.
Add up this year's Christmas
Enter your gift budget and other costs to see your total, and the monthly saving needed to cover it.
How this is worked out
We total your gift budget (either a named list per person or a single quick total) alongside food & drink, decorations, travel, cards & wrapping and nights out, to get your full Christmas cost. Dividing that total by the number of months left between your chosen start month and December gives the amount to save each month, rounded up so you're always covered, never a penny short.